PERSONAL BUDGET
Personal Budget Template & Financial Tracking Guide
Take complete control of your financial health by tracking monthly inflows and outflows using a structured, year-round budgeting template.
"ELLA RIVKIN IS ONE OF THE NATION'S LEADING FULL-SERVICE ACCOUNTANT EXPERTS AND HEALTH, LIFE AND BUSINESS COACH."
As seen in
Your Practical Guide to Smarter Financial Planning
This personal budget blueprint provides a clear, organized framework for tracking post-tax income, mandatory obligations, and variable living expenses month by month. By systematically reviewing your cash flow against fixed bills and daily spending, you can accurately project your annual savings and make informed financial decisions over time
What awaits you inside?
Make Business Decisions With the Future in Mind
01
Monthly Income Tracking
Record and monitor your net personal post-tax income consistently across every month of the year to maintain a clear baseline of your total annual earnings.
02
Mandatory Expenses Management
Keep close tabs on fixed living costs such as rent or mortgage payments, utilities, insurance policies, and communication bills to secure your financial foundation.
03
Living Expenses Breakdown
Evaluate variable lifestyle costs including groceries, dining out, personal care, and toiletries to understand where your day-to-day money goes.
04
Discretionary Income Analysis
Calculate your remaining monthly cash flow after all mandatory and living expenses are accounted for, allowing you to maximize savings and investments.
Who is
Ella Rivkin
My name is Ella Rivkin, and for over 27 years I've been helping business owners and professionals take control of their money, business, and life.
I'm the founder of ERPS Group, and my true passion is helping people achieve their personal, professional, and financial goals, not just with words but with practice. I believe financial freedom begins with understanding—knowing exactly how your money works and how to use it to your advantage.
Over the years, I've helped thousands of clients reduce their tax burden, organize their finances, build the right structure, and take their businesses to new levels of income, including seven-figure figures.
My approach is strategic and personal. I don't just "do taxes." I look at the whole picture: your business, your life today, and your goals for the next 1, 5, and 10 years—and I help you build a system that truly works.
My guiding principle is "Everything is in your hands." I sincerely believe that everyone has the power to change their financial future if they have the right tools, strategy, and support.
If you're tired of working yourself to the bone and want to start building your life and business consciously, with clarity and confidence, you've come to the right place.
Who is
Ella Rivkin
My name is Ella Rivkin, and for over 27 years I've been helping business owners and professionals take control of their money, business, and life.
I'm the founder of ERPS Group, and my true passion is helping people achieve their personal, professional, and financial goals, not just with words but with practice. I believe financial freedom begins with understanding—knowing exactly how your money works and how to use it to your advantage.
Over the years, I've helped thousands of clients reduce their tax burden, organize their finances, build the right structure, and take their businesses to new levels of income, including seven-figure figures.
My approach is strategic and personal. I don't just "do taxes." I look at the whole picture: your business, your life today, and your goals for the next 1, 5, and 10 years—and I help you build a system that truly works.
My guiding principle is "Everything is in your hands." I sincerely believe that everyone has the power to change their financial future if they have the right tools, strategy, and support.
If you're tired of working yourself to the bone and want to start building your life and business consciously, with clarity and confidence, you've come to the right place.
Download now and get exclusive access!
ERPS Group LLC
800 SE 4 Avenue, Ste 707 Hallandale Beach, Florida, 33009, (954) 255-3848
